General Information

DESCRIPTION: Harborgate is a private lake front community on High Rock Lake in Davidson County, NC. The Harborgate Subdivision consists of 151 acres, 124 platted building sites and approximately 40 acres of unimproved land.
 
RESTRICTIONS: Only single family residential homes with a minimum of 1600 sq. ft. and a two car attached garage are permitted. You may refer to the Declaration of Rights, Restrictions, and Conditions  (Restrictive Covenants) to see other restrictions that apply.
 
ARCHITECTURAL CONTROL: All homes to be built are subject to established Architectural Guidelines. Detailed  house and building site plans must be submitted to the Architectural Control Committee for their review and approval before construction can begin. Strict adherence to guidelines is enforced in order to protect the quality, appearance, and property values in the community.
 
PROPERTY OWNERS ASSOCIATION: The Harborgate Property Owners Association, Inc. was formed to collect assessments for the maintenance of the community common areas and amenities. The annual dues assessment for 2026 is $1,320.00. The Harborgate Articles of Incorporation and By-laws provide additional information regarding the role of the Association and the duties, rights, and responsibilities of its Members, Directors, and Officers.
 
HOA MANAGEMENT COMPANY: The Harborgate POA has contracted with CAS, Inc., PO Box 83, Pinehurst, NC 28370 to obtain "Financial Services" for the Association.  Property Management Services are provided by the Board of Directors and various Harborgate POA Committees.
 
REAL ESTATE AGENTS AND CLOSING ATTORNEYS: Real estate transfers are subject to a $100.00 transfer fee payable to CAS Inc., PO Box 83, Pinehurst, NC 28370.  Please prepare a Closing Form and e-mail it to closings@casnc.com. You may also request information regarding other matters of concern. Additional information is also available on CAS's WEB Site at casnc.com.
 
SEMI-PRIVATE PIERS: Private Piers may be constructed on every 200' of shoreline at High Rock Lake where permitted by Cube Hydro Carolinas. Most waterfront lots in Harborgate have approximately 100' of water frontage. Therefore, most piers constructed on Harborgate lots are semi-private - they are shared by two adjoining property owners.
 
UTILITIES: All utilities are underground.
> Electricity -- Energy United
> Internet -- Spectrum
> Telephone -- Windstream
> Water -- Handy Sanitary District
> Sewer -- Private septic system.

Lots must be approved and permitted for private septic systems by the Davidson County Health Department.
 
EMERGENCY (911) SERVICES:
> Davidson County Sheriff Department
> Davidson County Emergency Services (Medical)
> Healing Springs Fire Department7